Arithmetic Foundations — Numbers, Percentage, Ratio & Averages

Quantitative Aptitude gives you 25 questions and 50 marks in SSC CGL Tier-I, and roughly 30 more in Tier-II — but the real constraint is the clock: 100 questions in 60 minutes means about 36 seconds per question, and every wrong answer costs −0.50. That combination means a formula you can only use slowly is almost worthless. This chapter builds the arithmetic base — number system, LCM/HCF, simplification, percentage, ratio, partnership, average and alligation — and for every single topic it gives you both the full method and the one-line shortcut. Learn the shortcut, but read the method once so that you know why the shortcut is allowed.

The Number System & Divisibility Rules

Start with the vocabulary, because the paper asks it directly. Natural numbers are 1, 2, 3, …; whole numbers add 0; integers add the negatives. A rational number can be written as p/q with q ≠ 0 (every terminating or recurring decimal); an irrational number cannot (√2, π). A prime has exactly two factors — 1 and itself; 1 is neither prime nor composite; 2 is the only even prime. Two numbers are co-prime when their HCF is 1 — note that 8 and 9 are co-prime even though neither is prime.

There are 25 primes below 100. Learn them as a block, because "how many primes between 1 and 50" is a real exam question: 2, 3, 5, 7, 11, 13, 17, 19, 23, 29, 31, 37, 41, 43, 47 — that is 15 primes below 50 — and then 53, 59, 61, 67, 71, 73, 79, 83, 89, 97 make ten more.

Divisibility rules — the whole set the paper tests, 2 to 11 plus 13
DivisorRuleWorked check
2Last digit is 0, 2, 4, 6 or 84,32,896 ends in 6 → yes
3Digit sum divisible by 34+3+2+8+9+6 = 32, not a multiple of 3 → no
4Last two digits form a multiple of 496 ÷ 4 = 24 → yes
5Last digit is 0 or 54,32,896 ends in 6 → no
6Divisible by 2 and by 3 togetherFails the 3-test above → no
7Double the last digit, subtract from the rest; repeat1729 → 172 − 18 = 154 → 15 − 8 = 7 → yes (1729 = 7 × 247)
8Last three digits form a multiple of 8896 ÷ 8 = 112 → yes
9Digit sum divisible by 9Digit sum 32 → no
10Last digit is 04,32,890 → yes; 4,32,896 → no
11(Sum of odd-place digits) − (sum of even-place digits) is 0 or a multiple of 1191,839 → (9+8+9) − (3+1) = 26 − 4 = 22 → yes (= 11 × 8349)
13Multiply the last digit by 4 and add to the rest; repeat2197 → 219 + 28 = 247 → 24 + 28 = 52 = 13 × 4 → yes (2197 = 13³)
🧠 Composite divisors split into co-prime factors
Never learn a separate rule for 12, 15, 18, 24, 36, 72 … Split the divisor into co-prime parts and apply two easy rules: 12 = 4 × 3, 15 = 5 × 3, 18 = 9 × 2, 24 = 8 × 3, 36 = 9 × 4, 45 = 9 × 5, 72 = 8 × 9, 88 = 8 × 11. The parts must be co-prime — 36 = 6 × 6 will not work, because 12 passes both 6-tests badly.

Three summation formulae end up in every second paper, so keep them at your fingertips. Sum of the first n natural numbers = n(n+1)/2; sum of their squares = n(n+1)(2n+1)/6; sum of their cubes = [n(n+1)/2]². Check each: 1 + 2 + … + 50 = 50 × 51/2 = 2550/2 = 1275. 1² + 2² + … + 10² = 10 × 11 × 21/6 = 2310/6 = 385. 1³ + 2³ + … + 5³ = (5 × 6/2)² = 15² = 225, and indeed 1 + 8 + 27 + 64 + 125 = 225. ✓

🎯 Why divisibility earns marks beyond its own question
Divisibility is the fastest elimination tool in the paper. If a question asks for a number divisible by 9 and three options have digit sums 14, 17 and 22, you have the answer without solving anything. With −0.50 per mistake, a 5-second elimination that removes three options is worth more than a 90-second full solution.

Unit Digits, Trailing Zeros & Remainders of Big Powers

The paper loves questions like "the unit digit of 7¹⁰⁵". You are not expected to compute 7¹⁰⁵ — you are expected to know that unit digits repeat in a cycle of at most 4. Divide the power by 4 and look at the remainder: remainder 1, 2, 3 → take the 1st, 2nd, 3rd entry of the cycle; remainder 0 → take the last (4th) entry, because a remainder of 0 means the cycle has just finished.

Unit-digit cyclicity of 2 to 9 — memorise this, it is four questions a year
BaseCycle of unit digits (power 1, 2, 3, 4)Cycle length
22, 4, 8, 64
33, 9, 7, 14
44, 6, 4, 62 (odd power → 4, even power → 6)
55, 5, 5, 51 (always 5)
66, 6, 6, 61 (always 6)
77, 9, 3, 14
88, 4, 2, 64
99, 1, 9, 12 (odd power → 9, even power → 1)

Worked example 1. Unit digit of 7¹⁰⁵. 105 ÷ 4 leaves remainder 1, so take the 1st entry of 7-cycle (7, 9, 3, 1) → 7. Worked example 2. Unit digit of 2⁵⁷: 57 ÷ 4 leaves remainder 1 → 1st entry of (2, 4, 8, 6) → 2. Worked example 3. Unit digit of 13⁴³ × 17²⁵. Only the last digits of the bases matter, so read it as 3⁴³ × 7²⁵. For 3⁴³: 43 ÷ 4 leaves 3 → 3rd entry of (3, 9, 7, 1) = 7. For 7²⁵: 25 ÷ 4 leaves 1 → 7. Now 7 × 7 = 49 → unit digit 9.

🧠 Digits 0, 1, 5 and 6 never change
Any power of a number ending in 0, 1, 5 or 6 ends in the same digit — 6⁵⁹ ends in 6, 21¹⁰⁰ ends in 1, 25⁴⁷ ends in 5. And 4 and 9 have cycle length 2: odd power keeps the digit (4, 9), even power flips it (6, 1). Only 2, 3, 7 and 8 truly need the "divide by 4" step.

Trailing zeros in a factorial. A zero at the end comes from a factor of 10 = 2 × 5, and in any factorial there are always more 2s than 5s, so count the 5s. The count is n/5 + n/25 + n/125 + … (integer division each time). For 100!: 100 ÷ 5 = 20, 100 ÷ 25 = 4, 100 ÷ 125 = 0 → 20 + 4 = 24 zeros. For 50!: 10 + 2 = 12 zeros. For 1 × 2 × 3 × … × 25 (that is 25!): 5 + 1 = 6 zeros. For 125!: 25 + 5 + 1 = 31 zeros.

⚠️ Do not just divide by 10, and do not stop at the first step
Two classic errors. First, students count 100 ÷ 10 = 10 zeros — wrong, because 25, 50, 75 and 100 each carry an extra 5. Second, students write 100 ÷ 5 = 20 and stop — wrong, because 25 = 5², 50 = 2 × 5², 75 = 3 × 5² and 100 = 4 × 5² give four more. The correct answer for 100! is 24, and both 10 and 20 are printed as options.

Remainder basics. Two ideas finish almost every remainder question. (i) Reduce the base first. Remainder of 17²³ ÷ 16: since 17 leaves remainder 1 on division by 16, 17²³ also leaves 1. (ii) Hunt for −1. Remainder of 7¹⁰⁰ ÷ 8: 7 = 8 − 1, so 7¹⁰⁰ behaves like (−1)¹⁰⁰ = +1 → remainder 1. Remainder of 5⁹⁹ ÷ 6: 5 = 6 − 1, and 99 is odd, so (−1)⁹⁹ = −1, which means remainder 6 − 1 = 5. (iii) Build a power that gives 1. Remainder of 2⁵¹ ÷ 7: 2³ = 8 leaves remainder 1, and 51 = 3 × 17, so 2⁵¹ = (2³)¹⁷ leaves 1.

LCM and HCF — Including the Remainder Family

HCF (highest common factor) is the biggest number that divides all of them; LCM (lowest common multiple) is the smallest number they all divide. The single most useful relation, true only for two numbers, is first × second = LCM × HCF.

Worked example. The HCF of two numbers is 12 and their LCM is 336. If one number is 84, find the other. Other = (12 × 336) ÷ 84 = 4032 ÷ 84 = 48. Verify independently: HCF(84, 48) = 12 ✓ and LCM(84, 48) = 336 ✓.

⚠️ The HCF must divide the LCM
A frequent exam question: "Which of the following cannot be the LCM of two numbers whose HCF is 16?" The answer is any option that is not a multiple of 16 — the HCF always divides the LCM. Similarly the HCF can never exceed either number, and the LCM can never be smaller than either number. These three sanity checks kill wrong options instantly.

LCM and HCF of fractions. Two formulae that look backwards but are correct: LCM of fractions = LCM of numerators ÷ HCF of denominators, and HCF of fractions = HCF of numerators ÷ LCM of denominators. Worked on 2/3, 8/9 and 16/81: LCM = LCM(2, 8, 16) ÷ HCF(3, 9, 81) = 16 ÷ 3 = 16/3. HCF = HCF(2, 8, 16) ÷ LCM(3, 9, 81) = 2 ÷ 81 = 2/81. Sanity check: the LCM of fractions must be at least as large as the largest fraction (16/3 > 16/81 ✓) and the HCF at most the smallest (2/81 < 2/3 ✓).

Remainder family, case 1 — the same remainder every time. "Find the least number which when divided by 5, 6, 7 and 8 leaves a remainder 3 in each case." Take LCM(5, 6, 7, 8) = 840 and add the remainder: 843. Check: 843 = 840 + 3, so each of 5, 6, 7, 8 leaves exactly 3. ✓ The general form is N = k × LCM + r, so the next such numbers are 1683, 2523, …

Case 2 — a constant shortfall. "Find the least number which leaves remainder 4 on division by 5, remainder 5 on division by 6 and remainder 6 on division by 7." Notice each remainder is exactly 1 less than its divisor. So the number is 1 short of a common multiple: N = LCM(5, 6, 7) − 1 = 210 − 1 = 209. Check: 209 ÷ 5 leaves 4, ÷ 6 leaves 5, ÷ 7 leaves 6. ✓

Case 3 — the greatest number, so use HCF of differences. "Find the greatest number which divides 43, 91 and 183 leaving the same remainder in each case." Take the differences: 91 − 43 = 48, 183 − 91 = 92, 183 − 43 = 140. HCF(48, 92, 140) = 4. Check: 43, 91 and 183 all leave remainder 3 on division by 4. ✓ Variant with stated remainders: "the greatest number that divides 2011 and 2623 leaving remainders 9 and 5" — subtract the remainders first, then take the HCF: HCF(2011 − 9, 2623 − 5) = HCF(2002, 2618) = 154. Check: 154 × 13 = 2002 so 2011 leaves 9 ✓, and 154 × 17 = 2618 so 2623 leaves 5 ✓.

🧠 Least → LCM, Greatest → HCF
Read only two words of the question and you already know the tool. If it says "least/smallest number", you are adding or subtracting something from an LCM. If it says "greatest/largest number", you are taking an HCF — of the numbers themselves if remainders are zero, of the differences if the remainders are equal but unknown, of the reduced numbers if the remainders are given.

Bells tolling together. Six bells toll at intervals of 2, 4, 6, 8, 10 and 12 seconds. They start together; how often do they toll together again? LCM(2, 4, 6, 8, 10, 12) = 120 seconds, i.e. every 2 minutes. In 30 minutes = 1800 seconds, they coincide 1800 ÷ 120 = 15 times after the start, or 16 times if you also count the very first toll at zero seconds. Read the wording carefully — The paper prints both 15 and 16 as options, and the phrase "in 30 minutes" normally means the 15 later coincidences.

Simplification, BODMAS, Surds, Indices & Roots

BODMAS fixes the order: Brackets, Of, Division, Multiplication, Addition, Subtraction — with division and multiplication ranked equally and worked left to right, and the same for addition and subtraction. Worked: 12 + 6 ÷ 2 × 3 − 4 = 12 + 3 × 3 − 4 = 12 + 9 − 4 = 17. Worked with "of": 1/2 of 60 + 20 ÷ 4 × 2 = 30 + 5 × 2 = 30 + 10 = 40. Note that "of" is done before division, which is exactly why it has its own letter.

Comparing fractions in seconds. Cross-multiply: for a/b versus c/d, compare a × d with c × b. Order 5/7, 7/9 and 9/11. 5/7 vs 7/9 → 5 × 9 = 45 against 7 × 7 = 49, so 7/9 is bigger. 7/9 vs 9/11 → 7 × 11 = 77 against 9 × 9 = 81, so 9/11 is bigger. Hence 5/7 < 7/9 < 9/11. The pattern is worth remembering: for a proper fraction, adding the same number to numerator and denominator increases it; for an improper fraction it decreases it.

Laws of indices, all one idea: aᵐ × aⁿ = aᵐ⁺ⁿ, aᵐ ÷ aⁿ = aᵐ⁻ⁿ, (aᵐ)ⁿ = aᵐⁿ, a⁰ = 1, a⁻ⁿ = 1/aⁿ, and a^(1/n) = ⁿ√a. Worked: (243)^0.16 × (243)^0.04 = (243)^0.20 = (3⁵)^(1/5) = 3. Worked: if 2^(x+1) = 32 = 2⁵ then x + 1 = 5, so x = 4. The technique in both is the same — force both sides onto the same base, then equate the powers.

Rationalisation. To clear a surd from the denominator, multiply above and below by the conjugate — change the middle sign. Worked: (√5 + √3)/(√5 − √3) × (√5 + √3)/(√5 + √3) = (√5 + √3)²/(5 − 3) = (5 + 3 + 2√15)/2 = (8 + 2√15)/2 = 4 + √15. Notice the denominator became a plain number because (a − b)(a + b) = a² − b².

🧠 The telescoping surd sum
Because 1/(√(n+1) + √n) = √(n+1) − √n, a long chain collapses. Evaluate 1/(√2 + 1) + 1/(√3 + √2) + … + 1/(√9 + √8): every term becomes a difference, so the sum is (√2 − 1) + (√3 − √2) + … + (√9 − √8) = √9 − 1 = 3 − 1 = 2. If you ever see this shape in the exam, the answer is simply √(last) − √(first) — usually a whole number, which is why the examiner chose 9.

Square roots and cube roots without long division. For a perfect square, the last digit of the number fixes the last digit of the root (1 → 1 or 9; 4 → 2 or 8; 5 → 5; 6 → 4 or 6; 9 → 3 or 7; 0 → 0), and the leading digits fix the tens digit. √1024: it ends in 4 so the root ends in 2 or 8; 1024 lies between 900 and 1600, so the root is in the thirties → 32 or 38; since 1024 is nearer 900, take 32 (32² = 1024 ✓). Also note that a perfect square never ends in 2, 3, 7 or 8 — an instant elimination.

Cube roots are even friendlier, because the last digit of a cube determines the last digit of the root uniquely: 1 → 1, 8 → 2, 7 → 3, 4 → 4, 5 → 5, 6 → 6, 3 → 7, 2 → 8, 9 → 9, 0 → 0 (note how 2/8 and 3/7 swap). ∛12167: last digit 7 → root ends in 3; strike off the last three digits to leave 12, which lies between 2³ = 8 and 3³ = 27, so the tens digit is 2 → 23, and 23³ = 12167 ✓. ∛175616: last digit 6 → root ends in 6; 175 lies between 5³ = 125 and 6³ = 216 → tens digit 5 → 56, and 56³ = 175616 ✓.

For decimals, count the digits: a square root halves the number of decimal places. √0.0081 has four decimal places, so its root has two: 0.09, and 0.09 × 0.09 = 0.0081 ✓. Do not write 0.9 — that squares to 0.81, a hundred times too big. This single slip is one of the commonest careless losses in the simplification block.

Percentage & the Fraction Conversion Table

A percentage is a fraction with denominator 100 — nothing more. x% of N = N × x/100. But the moment you convert the percentage into a fraction, arithmetic that looked like long multiplication becomes a single division. 37.5% of 480 is not a multiplication of 480 by 0.375; it is 3/8 of 480 = 180. And 16 2/3% of 4,236 is 1/6 of 4,236 = 706. That is the whole reason the table below matters.

The fraction ↔ percentage chart, 1/2 to 1/12 — the single highest-value table in the quant section
FractionPercentageUseful multiples
1/250%3/2 = 150%
1/333 1/3%2/3 = 66 2/3%
1/425%3/4 = 75%
1/520%2/5 = 40%, 3/5 = 60%, 4/5 = 80%
1/616 2/3%5/6 = 83 1/3%
1/714 2/7%2/7 = 28 4/7%, 3/7 = 42 6/7%
1/812 1/2%3/8 = 37 1/2%, 5/8 = 62 1/2%, 7/8 = 87 1/2%
1/911 1/9%2/9 = 22 2/9%, 4/9 = 44 4/9%
1/1010%7/10 = 70%, 9/10 = 90%
1/119 1/11%2/11 = 18 2/11%
1/128 1/3%5/12 = 41 2/3%, 7/12 = 58 1/3%
🧠 Read the table both ways
The table is not only for converting percentages into fractions; it is for reading a fraction as a percentage instantly. If a question says "a man spends 5/12 of his salary", you should already be thinking 41 2/3%. If it says "the price rose from 42 to 49", you should see the rise as 7/42 = 1/6 = 16 2/3% without touching a pen. Every candidate who clears the quant section on time has this table in memory, not on paper.

Increase and decrease. A rise of x% multiplies by (100 + x)/100; a fall of x% multiplies by (100 − x)/100. A population of 15,000 rising 8% becomes 15000 × 108/100 = 16,200. And percentage change = (change ÷ original) × 100 — the denominator is always the original, never the new value.

The marks-and-pass-percentage type. A candidate scoring 40% fails by 20 marks; another scoring 45% gets 10 marks more than the pass mark. Find the maximum marks. Let the total be T. Pass mark = 0.40T + 20 and also = 0.45T − 10. Equating: 0.05T = 30 → T = 600. Then the pass mark = 0.40 × 600 + 20 = 260, and the check works: 0.45 × 600 = 270 = 260 + 10 ✓.

The two-candidate election type. In a contest between two candidates the winner gets 56% of the valid votes and wins by 1,344 votes. Total valid votes? The winner has 56% and the loser 44%, so the margin is 12% of the total: 0.12T = 1344 → T = 11,200. Check: 6,272 and 4,928, difference 1,344 ✓. The whole trick is realising the margin, not the winning share, is what you were given.

Successive Change, More-Less Pairs & Price–Consumption

Two successive percentage changes of a% and b% never simply add. The net change is a + b + ab/100, where a fall is entered as a negative number. Worked: a salary rises 20% and then falls 20%. Net = 20 − 20 + (20 × −20)/100 = 0 − 4 = −4%, a 4% fall, not zero. Verify on ₹5,000: 5000 × 1.20 = 6,000, then 6000 × 0.80 = ₹4,800, which is 4% below 5,000 ✓. Worked upward: +10% then +20% gives 10 + 20 + 200/100 = +32%.

⚠️ Equal up-and-down is always a net loss
An x% rise followed by an x% fall (in either order) always leaves you (x/10)% × (x/10)% below where you started — precisely a fall of (x²/100)%. For x = 10 it is 1%, for x = 20 it is 4%, for x = 30 it is 9%. There is never a case where they cancel, because the fall is applied to a larger base than the rise was. Options that say "no change" in such questions are always wrong.

The more/less pair. If A is x% more than B, then B is 100x/(100 + x)% less than A. If A is x% less than B, then B is 100x/(100 − x)% more than A. The two answers are never the same number, and that asymmetry is the whole question. The reason is simply that the base changes: the first percentage sits on B, the second on A.

More-less conversion pairs — learn the left column, the right follows
A is this much more than BSo B is this much less than AAs a fraction
10%9 1/11%1/10 more → 1/11 less
20%16 2/3%1/5 more → 1/6 less
25%20%1/4 more → 1/5 less
50%33 1/3%1/2 more → 1/3 less
100%50%1/1 more → 1/2 less
Reverse: 20% less25% more1/5 less → 1/4 more
Reverse: 25% less33 1/3% more1/4 less → 1/3 more
🧠 The n/(n+1) fraction rule
Convert the percentage into a fraction 1/n and the answer is mechanical: 1/n more means 1/(n+1) less, and 1/n less means 1/(n−1) more. So 20% more = 1/5 more → 1/6 less = 16 2/3% less. And 25% less = 1/4 less → 1/3 more = 33 1/3% more. No formula, no division — just the fraction table you already memorised plus one step.

Price, consumption and expenditure. Expenditure = price × consumption, so if the price rises x% and you want the expenditure unchanged, the consumption must fall by 100x/(100 + x)% — the very same more/less formula. Worked: sugar costs 25% more, so consumption must be cut by 100 × 25/125 = 20%. Check with numbers: 1 kg at ₹40 costs ₹40; the price becomes ₹50; buying 0.8 kg costs 50 × 0.8 = ₹40 ✓. Conversely if the price falls 20%, consumption may rise by 100 × 20/80 = 25% at the same expenditure.

If both price and consumption change, use the successive formula on the expenditure. Price up 20% and consumption up 10% → expenditure up 20 + 10 + (20 × 10)/100 = 32%. The same machinery covers area problems (length up a%, breadth up b%) and population problems (growth rate a% then b%) — one formula, three chapters.

Ratio, Proportion & Partnership

A ratio compares magnitudes and carries no units. To divide a sum in a ratio, add the parts and find one part. Worked: divide ₹1,350 among A, B and C in 2 : 3 : 4. Parts = 9, so one part = 1350 ÷ 9 = ₹150, giving ₹300, ₹450 and ₹600 (sum 1,350 ✓). Never divide by the number of people — divide by the number of parts.

Standard vocabulary, asked directly: the compound ratio of a : b and c : d is ac : bd — so 2 : 3 compounded with 4 : 5 is 8 : 15. The duplicate ratio of 2 : 3 is 4 : 9 (squares); the sub-duplicate is √2 : √3; the triplicate is 8 : 27 (cubes); the sub-triplicate is ∛2 : ∛3. An inverse ratio simply flips it: the inverse of 2 : 3 is 3 : 2.

Ratio changes when a number is added. The ratio of two numbers is 3 : 5. When 9 is added to each, the ratio becomes 2 : 3. Find the numbers. Write them as 3x and 5x: (3x + 9)/(5x + 9) = 2/3 → 3(3x + 9) = 2(5x + 9) → 9x + 27 = 10x + 18 → x = 9, so the numbers are 27 and 45. Check: 36/54 = 2/3 ✓. The single most important habit here is to introduce x, not to guess from the options.

⚠️ A ratio is not a quantity
If A : B = 3 : 5, then A is not 3 — it is 3x, and x is unknown until the question gives you a total, a difference or a changed ratio. Students who write A = 3 get answers that are correct up to a scale factor and therefore wrong. Likewise you cannot add ratios: 2 : 3 plus 4 : 5 is meaningless unless the totals are known.

Income–expenditure–saving. The incomes of A and B are in the ratio 5 : 4 and their expenditures in the ratio 3 : 2. If each saves ₹6,000, find their incomes. Let incomes be 5x and 4x, expenditures 3y and 2y. Then 5x − 3y = 6000 and 4x − 2y = 6000. Subtracting, x − y = 0, so x = y. Substituting, 5x − 3x = 2x = 6000 → x = 3000. Incomes are ₹15,000 and ₹12,000 (expenditures ₹9,000 and ₹6,000, savings ₹6,000 each ✓).

Proportion words. If a : b = c : d then ad = bc, and d is the fourth proportional; the fourth proportional to 3, 5 and 21 is (5 × 21)/3 = 35. The mean proportional between a and b is √(ab): between 9 and 16 it is √144 = 12. The third proportional to a and b is b²/a: to 4 and 12 it is 144/4 = 36.

Coins in a ratio — mind the values. A bag has one-rupee, 50-paise and 25-paise coins in the ratio 5 : 6 : 8, totalling ₹150. Find the number of each. Take 5x, 6x, 8x coins. Value = 5x(1) + 6x(0.5) + 8x(0.25) = 5x + 3x + 2x = 10x = 150 → x = 15. So 75, 90 and 120 coins, with value 75 + 45 + 30 = ₹150 ✓. The ratio of numbers is not the ratio of values — that is the whole question.

Partnership is ratio with a time dimension. In simple partnership the capitals stay in for the same period, so profit divides in the capital ratio: A puts in ₹8,000 and B ₹12,000 for a year, profit ₹15,000 → ratio 2 : 3 → ₹6,000 and ₹9,000. In compound partnership the periods differ, so profit divides in the ratio of capital × time: A invests ₹20,000 for 12 months, B joins later with ₹30,000 for 6 months → (20000 × 12) : (30000 × 6) = 240000 : 180000 = 4 : 3. On a profit of ₹35,000 that is ₹20,000 and ₹15,000 — not the ₹14,000/₹21,000 you would get from the bare capital ratio.

Working versus sleeping partner. A working partner manages the business and is paid a fee — usually a percentage of the profit — before the rest is split by capital. Worked: A and B invest ₹50,000 and ₹70,000. A, the working partner, gets 10% of the profit for managing; the remainder is divided in the capital ratio. Total profit ₹24,000. Fee = ₹2,400, leaving ₹21,600 to split as 5 : 7 → one part = 21600 ÷ 12 = ₹1,800 → A gets ₹9,000 and B gets ₹12,600. So A receives 2400 + 9000 = ₹11,400 and B ₹12,600 (total ₹24,000 ✓).

Three partners joining at different times. A invests ₹12,000 at the start; B joins after 3 months with ₹16,000; C joins 6 months after B with ₹18,000. Split a year-end profit of ₹57,000. Capital × months: A = 12000 × 12 = 1,44,000; B = 16000 × 9 = 1,44,000; C = 18000 × 3 = 54,000. Divide all by 18,000 → 8 : 8 : 3, that is 19 parts, one part = 57000 ÷ 19 = ₹3,000. So A ₹24,000, B ₹24,000, C ₹9,000 ✓.

Averages — Weighted, Consecutive & Harmonic

Average = total ÷ number of items, so total = average × number — and that second form is what you actually use. Almost every average question is solved by converting averages into totals, doing the arithmetic on totals, and converting back at the end.

Consecutive numbers. For any evenly spaced list, average = (first + last)/2, which is also the middle term. So the average of 1 to 50 is (1 + 50)/2 = 25.5, and the average of the first n natural numbers is (n + 1)/2. Two more worth memorising: the average of the first n odd numbers is n (1, 3, 5, 7, 9 average 5 ✓) and the average of the first n even numbers is n + 1 (2, 4, 6, 8, 10 average 6 ✓).

Weighted average. When two groups of different sizes are merged, the combined average is (n₁a₁ + n₂a₂)/(n₁ + n₂). Worked: 30 students average 42 marks and 20 students average 52. Combined = (30 × 42 + 20 × 52)/50 = (1260 + 1040)/50 = 2300/50 = 46. Note it is not the plain average 47 — the larger group pulls the answer towards itself.

🧠 Work with deviations, not with the numbers
To average 47, 52, 49, 55 and 42, guess 50 and add the deviations: −3, +2, −1, +5, −8 → sum −5 → average = 50 − 5/5 = 49. Verify: the total is 245 and 245 ÷ 5 = 49 ✓. Deviations turn three-digit additions into single-digit ones, and in a 36-second-per-question paper that is the difference between attempting the data-interpretation set and skipping it.

Replacing a member. The average weight of 8 persons increases by 2.5 kg when a new person replaces one weighing 65 kg. The new person weighs 65 + 8 × 2.5 = 85 kg. The logic: the total rose by 8 × 2.5 = 20 kg, and that entire rise is the difference between the two individuals. Adding a member works the same way — if adding one number to 10 numbers averaging 23 raises the average to 25, the new number is 11 × 25 − 10 × 23 = 275 − 230 = 45.

The cricket-average classic. A batsman in his 17th innings scores 85 and thereby raises his average by 3. Find the new average. The 85 has to cover the new average once and pay 3 extra runs to each of the 16 earlier innings, so new average = 85 − 3 × 16 = 37. Verify fully: earlier average 34 over 16 innings = 544 runs; 544 + 85 = 629; 629 ÷ 17 = 37 ✓.

Correcting a wrong entry. The average of 25 observations is 36, but one value 48 was wrongly read as 23. Correct average? The total was short by 48 − 23 = 25, so the average rises by 25 ÷ 25 = 1 → 37. Never redo the whole sum; only the change in total matters.

🎯 Average speed is a harmonic mean, never an arithmetic one
For equal distances at speeds x and y, average speed = 2xy/(x + y). Going at 60 km/h and returning at 40 gives 2 × 60 × 40/100 = 48 km/h, not 50 — because you spend more time at the slower speed. For three equal stretches use 3/(1/a + 1/b + 1/c): at 30, 40 and 60 km/h that is 3 ÷ (9/120) = 40 km/h. But for equal times the plain average is right: one hour at 40 and one hour at 60 really is 50 km/h. Equal distance → harmonic; equal time → arithmetic.

Mixture & Alligation — The Cross Rule

Alligation is the weighted average read backwards: you know the mean and both ingredients, and you want the ratio. The rule of alligation says cheaper quantity : dearer quantity = (dearer price − mean) : (mean − cheaper price). Draw a cross, put the two prices at the top corners and the mean in the middle; each diagonal difference lands under the opposite price.

Worked example 1 — prices. In what ratio must rice at ₹40/kg be mixed with rice at ₹60/kg so that the mixture is worth ₹45/kg? Ratio = (60 − 45) : (45 − 40) = 15 : 5 = 3 : 1. Check: three kg at ₹40 plus one kg at ₹60 costs 120 + 60 = ₹180 for 4 kg, that is ₹45/kg ✓. Notice the answer leans towards the cheaper rice, exactly as it must, since ₹45 is nearer ₹40.

Worked example 2 — free water. In what ratio must water be mixed with milk costing ₹36 a litre so that the mixture can be sold at ₹30 a litre without loss? Water costs ₹0, so ratio = (36 − 30) : (30 − 0) = 6 : 30 = 1 : 5, i.e. one litre of water to five of milk. Check: 5 litres of milk cost ₹180, and 6 litres of mixture at ₹30 fetches ₹180 ✓.

Four faces of the same cross rule — recognise the shape, not the story
Question typeWhat sits at the cornersWorked result
Mixing two priced goodsThe two rates, mean rate in the centre₹40 and ₹60 to give ₹45 → 3 : 1
Two groups with known averagesThe two averages, combined average in the centreBoys 70, girls 55, class 60, strength 45 → 15 boys, 30 girls
A sum lent at two ratesThe two rates, overall rate in the centre₹5,000 at 5% and 8% giving ₹340 → overall 6.8% → ₹2,000 : ₹3,000
Adulterating to earn a profitCost of pure good and 0 for water, selling cost in the centreSelling at CP with 25% profit → water : milk = 1 : 4

The two-groups row deserves its own working. A class of 45 has an average mark of 60; the boys average 70 and the girls 55. How many boys? Cross rule on 70 and 55 about 60: boys : girls = (60 − 55) : (70 − 60) = 5 : 10 = 1 : 2, so boys = 45 × 1/3 = 15 and girls = 30. Verify: (15 × 70 + 30 × 55)/45 = (1050 + 1650)/45 = 2700/45 = 60 ✓. And the interest row: ₹5,000 lent partly at 5% and partly at 8% yields ₹340 in a year, so the overall rate is 340/5000 × 100 = 6.8%; ratio = (8 − 6.8) : (6.8 − 5) = 1.2 : 1.8 = 2 : 3 → ₹2,000 and ₹3,000. Check: 100 + 240 = ₹340 ✓.

🧠 Adulteration profit = water : pure goods
When a trader sells an adulterated mixture at the cost price of the pure article, his profit percentage equals (quantity of water)/(quantity of pure goods) × 100. So a 25% profit means water : milk = 1 : 4, and a 20% profit means 1 : 5. It works because the water is free revenue: 4 litres of milk cost him 4 units, he sells 5 litres for 5 units, and 1/4 = 25%.

Repeated replacement. If a vessel holds x units of pure liquid and y units are drawn out and replaced with water, and this is done n times, the pure liquid left = x(1 − y/x)ⁿ. Worked: from a 40-litre cask of pure milk, 4 litres are drawn out and replaced by water, twice. Milk left = 40 × (1 − 4/40)² = 40 × (0.9)² = 40 × 0.81 = 32.4 litres, so water = 7.6 litres and milk : water = 81 : 19. Do the second step slowly the first time: after the first replacement the cask holds 36 L milk and 4 L water, and when you now draw 4 L of mixture you remove 3.6 L milk, leaving 32.4 L ✓.

💡 Alligation is a seesaw
Picture a seesaw with the two ingredient values at the ends and the mean as the pivot. The side nearer the pivot needs more weight — exactly like children on a seesaw. If the mean ₹45 sits close to ₹40, then most of the mixture is the ₹40 rice. This mental image saves you from the commonest alligation error, which is writing the ratio the wrong way round.

Key takeaways

  • For divisibility, split composite divisors into co-prime factors (24 = 8 × 3) and remember the odd ones: for 7 double-and-subtract the last digit, for 13 multiply-by-4-and-add, for 11 take the alternating digit-sum difference.
  • Unit digit: divide the power by 4 and read the cycle; a remainder of 0 means the last entry of the cycle. Bases ending in 0, 1, 5, 6 never change; 4 and 9 have cycle length 2.
  • Trailing zeros in n! = n/5 + n/25 + n/125 + … So 100! ends in 24 zeros and 50! in 12. Count fives, never tens, and never stop at the first term.
  • "Least number" → build it from an LCM; "greatest number" → take an HCF, of the differences when the remainders are equal but unknown. And for two numbers, first × second = LCM × HCF.
  • The fraction ↔ percentage table (1/2 = 50% … 1/12 = 8 1/3%) is the highest-return memorisation in the quant section: it turns 37.5% of 480 into 3/8 of 480 = 180 in one step.
  • Successive change = a + b + ab/100 with falls entered as negatives; an equal rise-then-fall of x% is always a net loss of (x²/100)%. "A is x% more than B" ⇒ "B is 100x/(100 + x)% less than A".
  • Partnership profit divides in the ratio of capital × time, and a working partner takes his management fee out before that division.
  • Average speed over equal distances is the harmonic mean 2xy/(x + y) — 60 and 40 give 48, never 50. Over equal times the plain average is correct.
  • Alligation: cheaper : dearer = (dearer − mean) : (mean − cheaper), and the side nearer the mean gets the bigger share. Repeated replacement leaves x(1 − y/x)ⁿ of the original liquid.

Practice questions (8)

Attempt each one before opening the answer. Every explanation names the tempting wrong option as well as the right one, because that is where marks are lost.

  1. What is the unit digit of 3⁶⁵ × 6⁵⁹ × 7⁷¹?

    1. 1
    2. 2
    3. 4
    4. 8
    Show answer

    Answer: C — 4

    Take each factor separately. 3⁶⁵: 65 ÷ 4 leaves remainder 1, so the 1st entry of the cycle (3, 9, 7, 1) → 3. 6⁵⁹: every power of 6 ends in 6. 7⁷¹: 71 ÷ 4 leaves remainder 3, so the 3rd entry of (7, 9, 3, 1) → 3. Now multiply the unit digits only: 3 × 6 = 18 → 8, then 8 × 3 = 24 → unit digit 4.
  2. The HCF of two numbers is 12 and their LCM is 336. If one of the numbers is 84, the other number is:

    1. 48
    2. 56
    3. 60
    4. 72
    Show answer

    Answer: A — 48

    For two numbers, product = LCM × HCF. So the other number = (12 × 336) ÷ 84 = 4032 ÷ 84 = 48. Verify independently: HCF(84, 48) = 12 and LCM(84, 48) = 336 ✓. A quick elimination also works — the HCF 12 must divide the answer, and 56 leaves a remainder on division by 12.
  3. Find the least number which, when divided by 5, 6, 7 and 8, leaves a remainder of 3 in each case.

    1. 423
    2. 603
    3. 723
    4. 843
    Show answer

    Answer: D — 843

    Since the remainder is the same every time, the number is (a common multiple) + 3. The least such is LCM(5, 6, 7, 8) + 3. LCM = 840, so the number is 843. Check: 843 = 840 + 3, and 840 is divisible by all four, so each division leaves exactly 3. None of 423, 603 or 723 is 3 more than a multiple of 840.
  4. The price of sugar rises by 25%. By what percentage must a family reduce its consumption so that its expenditure on sugar remains unchanged?

    1. 15%
    2. 20%
    3. 25%
    4. 30%
    Show answer

    Answer: B — 20%

    Required reduction = 100x/(100 + x) = (100 × 25)/125 = 20%. Check with numbers: 1 kg at ₹40 costs ₹40; after the rise the price is ₹50, and 0.8 kg costs 50 × 0.8 = ₹40 — the same expenditure, and 0.8 kg is 20% less than 1 kg. Answering 25% is the standard trap: the 25% sat on the old price, the reduction sits on the old quantity.
  5. The salary of a clerk is first increased by 20% and then the new salary is decreased by 20%. Consider the following statements:
    1. The salary returns to its original value.
    2. There is a net decrease of 4%.
    Which is/are correct?

    1. Only 1
    2. Only 2
    3. Both 1 and 2
    4. Neither 1 nor 2
    Show answer

    Answer: B — Only 2

    Use net change = a + b + ab/100 with a = +20 and b = −20: 20 − 20 + (20 × −20)/100 = −4, a 4% decrease, so statement 2 is correct and statement 1 is wrong. Verify on ₹5,000: 5000 × 1.20 = ₹6,000, then 6000 × 0.80 = ₹4,800, which is ₹200 below ₹5,000 = 4%. The 20% cut was applied to the larger figure ₹6,000, which is why the two changes cannot cancel.
  6. The ratio of two numbers is 3 : 5. If 9 is added to each of them, the ratio becomes 2 : 3. The smaller number is:

    1. 27
    2. 30
    3. 36
    4. 45
    Show answer

    Answer: A — 27

    Let the numbers be 3x and 5x. Then (3x + 9)/(5x + 9) = 2/3 → 3(3x + 9) = 2(5x + 9) → 9x + 27 = 10x + 18 → x = 9. The numbers are 27 and 45, so the smaller is 27. Check: (27 + 9)/(45 + 9) = 36/54 = 2/3 ✓. Note that 45 is the larger number and 36 is the new numerator — both are printed as decoys.
  7. A batsman in his 17th innings scores 85 runs and thereby increases his batting average by 3 runs. What is his average after the 17th innings?

    1. 31
    2. 34
    3. 36
    4. 37
    Show answer

    Answer: D — 37

    Shortcut: new average = score − (increase × number of earlier innings) = 85 − 3 × 16 = 37. Full check: the old average was 37 − 3 = 34 over 16 innings, i.e. 544 runs; 544 + 85 = 629; 629 ÷ 17 = 37 ✓. Option 34 is the old average, which is the trap the question is built around.
  8. From a cask containing 40 litres of pure milk, 4 litres are drawn out and replaced by water. This operation is repeated once more. How much pure milk remains in the cask?

    1. 30 litres
    2. 32 litres
    3. 32.4 litres
    4. 36 litres
    Show answer

    Answer: C — 32.4 litres

    Use milk left = x(1 − y/x)ⁿ = 40 × (1 − 4/40)² = 40 × (0.9)² = 40 × 0.81 = 32.4 litres. Step by step: after the first replacement there are 36 L milk and 4 L water; drawing 4 L of that mixture removes 3.6 L milk, leaving 32.4 L. The trap is 32 litres, which is what you get by wrongly removing a full 4 L of milk the second time as well.